Save on Tax Through
Vehicle Finance
If you use a vehicle for work, you're probably paying too much tax every pay cycle. We'll show you exactly how much extra you could take home — not as a lump sum at tax time, but every single pay.
You're Paying Too Much Tax
Most PAYG employees who use their vehicle for work don't realise they can reduce their tax every single pay cycle — not just at tax time. Your employer withholds tax based on your gross income, but if you have legitimate work-related vehicle expenses, you can apply to have less tax withheld each pay.
This is done through an ATO PAYG Withholding Variation. It's 100% legitimate, ATO-approved, and most clients see an extra $100–$300+ in their take-home pay every single pay cycle.
Your Path to Bigger Take-Home Pay
Free Estimate
We calculate how much extra you could take home each pay based on your income, vehicle use, and expenses.
Find the Right Loan
We compare 30+ lenders to find the best vehicle finance deal — often the repayments are offset by your tax savings.
Withholding Variation
We connect you with a specialist tax agent who applies to the ATO to reduce your withholding — more in your pocket each pay.
Enjoy the Savings
Your employer withholds less tax each pay. You take home more money every single pay cycle — not just at tax time.
Is This Right for You?
This strategy works best for PAYG employees who use their vehicle for work-related purposes. You don't need to be a tradie or drive all day — even partial work use can qualify.
- You're a PAYG employee (not self-employed)
- You use your vehicle for work-related travel (not just commuting)
- You're buying a vehicle or already have a car loan
- You keep a logbook or are willing to start one
- You want more money each pay, not just a tax refund once a year